NPC · demo-live · structured-reference

Joe Wild

Last checked: · 049-Rev3-L (reference-reported)

Direct answer

Joe Wild is the contact for insurance, profession introductions and paid favors. Call his network to change the shop’s services; he is not the equipment merchant and his offerings are separate from Dr. Jackson’s stock.

Choose the kind of help

Insurance covers nighttime theft, while referrals bring buyers, sellers or specialist suppliers. Rent Grace and Clemency are consumable favors, and inspection warnings differ from removing collected evidence. Match the service to the problem before paying the initial price or accepting a nightly charge.

Phone number8376
Lower Levels +10015% discount from Joe and Jackson
Lower Levels −60Insurance costs 2×
Black Market −60Insurance unavailable

Access and reputation

His business-card number is 8376. At the highest Lower Levels discount threshold, Joe and Jackson both charge less. Poor standing can instead increase insurance cost or remove insurance access. A card in the phone book is therefore not proof that every service remains usable.

Related guides and records

Sources and verification

Community-reference facts, independently organized and written here; not our own game-data extraction or play-session verification. Full-release mechanics remain separately gated.